Terms of Service

Acceptance of These Terms

This website is operated by IAK Accountants and Consultants LTD ("we", "us", "our"), company number 12653008. By accessing or using this website you agree to be bound by these Terms of Service. If you do not agree with them, please do not use the site.

Use of the Website

You agree to use this website lawfully and not to:

• Use the site in any way that breaches applicable laws or regulations
• Attempt to gain unauthorised access to the site, its servers, or any connected systems
• Introduce malicious code, or interfere with the proper working of the site
• Copy, scrape, or republish content from the site except as permitted below

Intellectual Property

Unless stated otherwise, all content on this website, including text, articles, graphics, logos, and the design of our tools, is owned by or licensed to IAK Accountants and Consultants LTD and is protected by copyright and other intellectual property laws. You may view and print content for your own personal, non-commercial use. You may not reproduce, distribute, or use it commercially without our prior written permission.

Calculators and Content

Our articles, guides, and calculators are provided for general information only and produce estimates based on stated assumptions. They are not personalised professional advice. Please read our Disclaimer, which forms part of these terms, before relying on any content or tool.

No Warranties

This website is provided on an "as is" and "as available" basis. We do not warrant that the site will be uninterrupted, error free, or free of viruses, or that the content is accurate, complete, or current.

Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any loss or damage, whether direct, indirect, or consequential, arising from your use of, or inability to use, this website, or from reliance on its content or tools. Nothing in these terms excludes or limits our liability where it would be unlawful to do so.

Links to Other Sites

Where this website links to third-party websites, those links are provided for convenience only. We are not responsible for the content, products, or services of external sites, and a link does not imply endorsement.

Privacy and Cookies

Your use of this website is also governed by our Privacy Policy and Cookie Policy, which explain how we handle your data and use cookies.

Changes to These Terms

We may update these terms from time to time. The version published on this page applies to your use of the site. Please check back periodically for any changes.

Governing Law

These terms are governed by the laws of England and Wales, and the courts of England and Wales will have exclusive jurisdiction over any dispute arising from them.

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